Motor
Car Insurance
Renew or buy a comprehensive motor policy before the RC lapses
Third-party, comprehensive, and own-damage only. IDV, add-ons (zero dep, engine protect) explained in plain language.
Cover from
IDV as per vehicle
Premium
As per IDV & NCB
Category
Motor
Type
Own damage + third party
Highlights
- Third-party liability is mandatory
- No-claim bonus transfer
- Zero depreciation add-on
- Roadside assistance
Who it suits
- Private car owners
- Hypothecated vehicles (bank NOC path)
- Fleet of 1–5 cars
At claim time
- FIR for theft / third-party injury
- Surveyor inspection for own damage
- RC, DL, and policy copy